In addition to all the money-saving tips embedded, highlighted and given so far, we took the liberty of assembling from various trusted travel sources, both in print and online, 101 tips for traveling on a budget, listed here for your quick reference and use. There might not always be a specific financial benefit or key learning in everyone of them, but the underlying logic and stated fact or examples will be self-explanatory.

The added benefit of listing the 100 general tips for traveling on a budget in this manner is that you just choose the ones you need to remember. If all 100 apply and you get value from them, that is great. Choosing a couple specifically because they will have maximum impact for you and enable your trip sooner is even better. Hand selecting the ones you know will stretch your travel dollars and give you the trip of a lifetime our highest goal.

Have FUN with the 100 tips! Customize and personalize them, combine, analyze, synergize and review them. Optimize and utilize them to your heart’s content, Add your own, keep the list growing and share these, other and your individual insights with others, inspiring them to undertake and join the global quest and go somewhere, anywhere, or just plan and budget, then GO!

Hope you find something to make your travel dollar stretch a little further and bring that dream vacation one-step closer!

"A journey is a person in itself--no two are alike." John Steinbeck, Travels with Charley

Bearing in mind that we have already covered tip # 1, which dealt with setting SMART travel goals, we now continue with our in-depth list of 101 tips for traveling on a budget.

Tip # 1 through 101

Getting to make the most of your next personal journey.

Remember:  “the devil is always in the details”.

There are many ways you can save money, avoid costs, ensure details and relevant issues are taken into consideration and dealt with accordingly.

Finding ways to be smart, becoming and being a perceptive traveler, maximizing your travel dollar is as easy as 1, 2,3…(or more accurately, 100!!). Make your pick!

2. Arm yourself with lots of information regarding your destination of choice. Write to obtain information from a variety of sources like the tourism boards, local chamber of commerce and tourist information centers.

They all offer and share information gladly with would-be travelers. Best of all, it costs you only the time and maybe the phone call or postage required on a self-addressed stamped envelope, to access this treasure-trove of information.

Sometimes the information is even online, at your fingertips, readily accessible and without any associated costs. Knowledge is power! It will save you money.
Avoid being taken advantage of, exploited or extorted by excessive prices and/or misrepresentation by arming yourself with the facts!

Ensuring that you are familiar with as much background and localized, relevant, up-to-date travel, general information, will better prepare you for the details of your trip, assist in planning your event schedule more effectively, and being a smart and informed tourist never hurt anyone! On the contrary, you will maximize your trip, from departure, during to your safe return.

3. Travel resources and destination guides are a great help and good place to start gathering topical, destination and relevant information. Consult many of them and check often for new and helpful resources in print and online that contains destination-like travel information.

Save money if you are an AAA member and take advantage of their free travel guides. Avoid costly mistakes and unanticipated costs, for hotels for example, by knowing what is happening in the area at the time you are planning to take your trip.

Are there any conventions, major sports events or concerts, tradeshows and other happenings in and around where you plan to be? Might any of these factors influence cost and availability? Ensure informational detail provided is reliable and current. Be smart, check, and verify the information provided to ensure that it is up to date and accurate.

4. Be informed and show local interest. Read and do research about your destination, location and surrounding areas. Hidden treasures are found this way! Enjoy travel previews and other multi-media sources that can be a good way to “rehearse” and prepare for your trip. Talk to others who have been there and ask them about places to stay and things to see.

5. Remember to budget some additional funds for taking care of those dear ones who cannot do so for themselves. We are referring to our animal friends and pets. Special arrangements for pets should be made prior to any trip and well in advance. This applies, whether pets are being cared for at home by a neighbor or friend, placed in a kennel (taking a mini-vacation of their own!), or accompanying you on your trip.

Save money by checking your options at your destination. Some rental vacation homes, apartments, hotels and resorts are pet-friendly and encourage owners to bring them along. Avoid unnecessary costs of boarding. Make it a rule of thumb however, to verify any details pertaining to animals, prior to departure. Be smart and get all vet visits, guidelines, travel documents and other paperwork that applies, done way in advance. If you do not have any pets, looking after your domicile and belongings should be left to a trusted and responsible party you trust and value.

6. Being practical goes a long way to save you money and unnecessary, self-inflicted ‘pain’ away from home! Be sure to pack some common sense too. Save money by not giving in to impulse shopping repeatedly, especially on ‘must-have’ shoes! Avoid wearing or trying out the newly bought pair of semi-uncomfortable shoes on your travels. Your feet and pocketbook will thank you.

7. In preparation for making your travel dream come true, assembling a personal travel file is also not a bad idea. Include the exotic and far-away lands you are considering, as well as your local visitor’s attractions and destinations in and around where you live, for those shorter trips. This will assist you in realizing your travel goals and dreams you worked so hard on putting together and getting ready to execute!

8. Travel documents should always be kept safe and taking a photocopy packed somewhere is prudent and smart. It will help you to prove your citizenship anywhere, anytime, protecting your personal interest. If it should ever be stolen, contact and share that information with the authorities, embassy and police right away.

9. There are many options for the health and price-conscious traveler amongst us. Biking and walking tours are unique options for the adventurous and active types looking for something a little different and or off the beaten path. A good investment in your health, fitness and wellbeing as well as exploring corners of the planet you have not seen or considered before might appeal to you too.

10. Checking on all travel document requirements for various areas and countries as well as special documentation requirements, entry fees, duties and taxes, need to be considered, planned and budgeted for. Contacting embassies and getting information on visas and any and all other applicable fees are crucial to minimize the impact on your pocketbook.

11. In a time when technology is so part of our lives, we barely give it a second thought. It is however very wise to have handy proof of purchase or receipts for any high-tech equipment you might be transporting. Shortlist your inventory of cameras, radios, camcorders, laptop computers, etc., you are taking with and keep them all in a file.

This could be your redeeming feature when clearing customs and them wanting to charge you duty on these. It is useful to have to ensure minimum delay and no additional cost. Do this even if the items were purchased before traveling. Spending the time on this now way in advance of your planned trip, will ensure smooth sailing and saved dollar down the road. It is definitely worth the effort. Holding on to receipts for newly purchased items, also assists you upon your return to consolidate spending and assess cost, as you wrap up your vacation expenditures, budget and plan for the next trip!

12. Having the ability of mobility when you are traveling away from home is very important. Driving yourself around gives you more options to customize and optimize your sightseeing and trip to your liking and individual preference. An enabler of this is your driver license. For most of us, our current license to operate a vehicle should be valid in most of Europe and around the world, for a limited time. HOWEVER, never assume! Always check the details as some countries will still require an international license or permit. Check with your local Department of Motor Vehicles for additional information.

13. Financial and currency exchange information. Always be informed, prudent and curious about foreign currency exchange, rates and related subjects that could affect your travel dollar and cash on hand.

There are numerous sources of this information handy to travelers. You can find out any of the current exchange rates in real-time, from the worldwide Web, stock exchange websites, your own bank, and or by contacting private currency exchange businesses like Thomas Cook and others, offering this financial service.

14. Taking care of feeding and fueling the human machine is important. When traveling, it is all about energy and stamina. How far can you go and keep on going? Whether on a led tour or even for traveling alone, it is wise to have handy some ‘snack packs’ and tit-bits.

These could include raisins, nuts, cheese and crackers, small foil envelopes of tea and coffee, and fresh fruit. Instant breakfast drinks might also help to replenish and re-energize, when you need it most. Having a snack handy or as a quick pick-me-up, could be a lifesaver and is considered a necessity, not a luxury! It will also save you money and exercising the option to have “healthy” alternatives on-hand, will keep you protected from that dreaded holiday pounds that add on so quickly as well!

15. Verify flight details down to the smallest detail. Ensure you can answer questions about your trip and are knowledgeable about the terminology used on your booking and ticket. For example: What is the difference between non-stop and direct flights? Yes, the price mostly!

BUT ALSO: Non-stops do not stop while direct flights may stop several times, but the passengers do not change planes. Check with your travel agent or airlines if you have any doubt. Know how long your stopover will be, which city, location or airport the connection flights will be through, how much time in-between and if delayed what your options are.

16. Forward thinking, anticipating, organizing and PLANNING all protect your travel interests, saves money and avoids unnecessary costs. A most helpful currency you have besides your travel funds and monetary resources is knowledge and information. The more you know about the destinations and places you will be visiting, the more rewarding, and safe, enjoyable, memorable and fiscally successful your visit will be! A word to the wise: do not over-analyze and worry too much, constantly forgetting that this is about being a little spontaneous as well.

17. In addition to the small bills amount you carry with you, transport most of your monetary funds in something like guaranteed travelers checks. These are freely available through most local banks. Keep denominations to low figures is mostly advised. If however, you are worried about transaction fees on smaller amounts, get a couple of larger denominations to be on the safe side.

As a precautionary security measure, to save money and avoid difficulty, delay and inconvenience, remember to keep a list of the numbers of the checks somewhere separate from the checks themselves in case they are lost or stolen. Guard ATM and credit cards and do not carry all your money in one place!

18. Verify medical conditions, travel and health advisories. Once you have picked your destination, it will serve you well to explore all health matters, including medical insurance and travel coverage you have and need. Visit your medical practitioner/doctor prior to your trip to ask about immunizations prescriptions and more. Find out what basic and special medicines to take along. Ensure you know what to do in case of an emergency. Have the numbers and all insurance information handy.

19. Optical tools like glasses and contact lenses, cleaning solutions, eyeglass repair kit etc, are all travel necessities if you wear them. Ensure they are on your pre-departure, out-the-door checklist. Good advice to eyeglass-wearers: take an extra pair of glasses, as well as either a copy of the existing or a new prescription for your glasses, just in case you might need them.

20. One of the most commonly made mistakes made by travelers is packing too much of everything. Except for the inconvenience, there are also charges and fees for overages. You have to deal with having to ship personal belongings home, leaving some items at the airport, packing and unpacking bags, removing items and more! All these actions are responsive and costly options. Pack and travel light. Think minimalism when packing.  Pick items that will suit and serve you well, multi-purpose, functional, mix and match well, are durable and easy-care. Essentials rather than outfit and accessory, fashion and color-coded planning dictating the bulging suitcase.

21. A frequent-traveler favorite and luggage essential is the trusted small, lightweight travel alarm. It will prove to come in handy repeatedly and is easily carried anywhere. They are freely available and affordable from specialty travel stores as well as discount stores. Frequently travel alarms are sales items, so wait to make your purchase, if you can.

22. Checklists are helpful travel-enablers anywhere in the world at any phase of your trip. Some people write them out and a good tip to remember is that as you pack your bags, make a list of what you are taking. Expand the list if you buy anything while on your trip that will be going home with you. On the way home, having this checklist with you will help you avoid leaving or forgetting something along the way, in a bathroom or hotel drawer!

23. A laundry-saving tip suggests taking an ample supply of plastic bags to hold such things as soiled laundry, damp items and muddy shoes. These will protect and save your clothing and pocketbook in various ways. Small bags are excellent for storing toilet articles, stationery items, and medicine. You can also get specialized luggage storage space-saver, vacuum-type bags to maximize space in your suitcases and keep dirty and clean clothes separated and free from spills and leaks.

24. Take a clean set of underwear and one change of clothes in your on-board or carry-on luggage.  It should ideally be packed with any valuables and items necessary to keep you happy, healthy and clean in case your checked luggage is misplaced, delayed or worse, stolen!

25. Diaries, notebooks, and a couple of empty envelopes for note taking, budget-updates and receipts. Many travelers keep diaries, scribbling not to forget experiences, sharing impressions, recording purchases, and or may we suggest, tracking your spending and budget.

Others might even use them to preparing suggestions for friends who might visit the same place in the future and or save their tax receipts in one place. It just provides travelers with a good way to record their travel tips and suggestions to share with others as well as having that first step towards your budget consolidation and next trip already started. This cuts down on the work you will have to do planning and budgeting for your next trip. You will avoid losing receipts for major purchases and have your proof of payment handy for any customs officer that asks you about it!

26. Arrive early at the airport and allow enough time for security screenings and clearing customs. Try getting to the airport at least two hours before your flight time on domestic flights and even earlier on international flights. A favorite or planned book to read or something fun to do will keep you occupied if you do end up having time on your hands.

You will be less stressed and rushed and enjoy your getting there part of your journey, starting the fun-part of your travel endeavor early. A positive travel attitude will focus on the fact that time passes quickly and with most boarding happening early these days due to security concerns it is definitely more crucial to be early rather than risking being refused at the boarding gate due to the new regulations. Plan for and depart in a timely, orderly fashion, in a more relaxed frame of mind and without incident. Be an empowered, action-oriented, pro-active perceptive traveler and you will be rewarded with a trip characterized by smooth sailing and good memories.

27. To avoid having to pay more, incurring unplanned, additional costs and penalties for luggage overages pack S-M-A-R-T! In preparing for your trip, after packing your luggage, lift it up, carry it around a block or two or down the stairs and see how it feels.

Remember, you will have to handle these eventually! This is a useful technique to re-evaluate and re-pack the amount you are taking with you. You will not be sorry. Also, leave some room for purchases while on your trip, as you would not like to have to buy additional pieces of luggage you do not really need, want, or incur costly shipping charges and or duties or other fees!

28. If you are in for a long international or domestic flight, there are several suggestions for seeing it through. Enduring long hauls and not getting uncomfortable or bored is the key here. A good night's sleep the night before, wearing comfortable, non-confining, wrinkle resistant clothes, and shoes that are fully broken in are all advisable.

Getting up regularly and walking around, making several trips to the washroom to wash your face and brush your teeth will keep you refreshed. Taking a casual stroll up and down the aisles of an airplane is a real lifesaver and keeps the circulation going. Avoid costly in-air, shopping catalogues, costly phone calls and frequent alcoholic drinks from the bar as all are prices at premium and will add up! Take along lots of water, snacks and reading materials. If you are traveling with kids, ensure toys, activities, and a cooled snack-pack for them too.

29. Travel package deals always sound like such a bargain. They mostly are priced better and lower, BUT before congratulating yourself though with a well-deserved pat on the back for a job well done and money saved, check the cancellation and refund policy. You need to know what happens when the inevitable occurs. Say you change your mind or a trip is canceled. Scrutinize the fine print and calculate what the financial impact would be. How much money will you likely lose or forfeit?

30. Worried about the appearance of your luggage? Cannot afford new suitcases? Does your travel-tools and luggage look worn, stained and on its last legs? Inspect your existing luggage, including zippers, wheels, handles and identification tags. Clean the exterior of leather luggage with a good liquid saddle soap and conditioner.

All canvas luggage can easily be cleaned using a small amount of detergent, 1 cup of water, and a scrub brush. Nylon and vinyl luggage takes mild detergent and a small amount of water to be wiped down. It is never a good idea to “soak” or immerse your suitcase in water. If this is still not enough and they are not salvageable, watch for retail sales, consider borrowing from a friend or relative or do the outlet, clearance and closeout circuits for bargains.

31. Medical details should be on hand at all times. Having any and all health related questions, information and emergency contacts and logistics, insurance and policy, immunization record (if applicable) and all other relevant documentation handy is key and can not be ignored. Preferably, also check with local providers if traveling alone, with children or special needs situations.

Research and inquire in advance, know or check upon arrival where the closest hospital, pharmacy and or clinic is, just for in case.

32. Budgetary concerns and monitoring, fiscal restraint and disciplined spending when traveling will pay off. When you are planning your trip and setting up your travel budget, taking into account things like ground transportation, tips and other incidentals, extras like laundry and mini-bar, room service, lodging and meals. Do the major obligations and essentials first. Then figure in expenses such as shopping, entertainment and foreign exchange fees for example. Not surprisingly at all, it is usually the impulse shopping or spur of the moment expenses that let us over-spend and max-out our travel budget quickly or overspend.

33. Concerned about appearances and wrinkled clothing? Save on laundry costs with ingenuity and innovative solutions. Think practical and be creative.  A frequent traveler suggests that if you travel with a small spray bottle, you can fill it with water, lightly spray the clothing, and let it hang for period. This usually helps the wrinkles fall out.

Another suggestion is hanging them in the bathroom while you take a hot shower or soak in the tub while the steam ‘irons’ out some of the creases. Hand-washing underwear, nylons etc. and hanging them up overnight is another sure saver and old frequent traveler favorite that has often been passed on by word of mouth!

34. The importance of water or H20!! Just like taking care of fueling the human engine with food, we also need lubrication. By that, we mean lots of fluid and specifically water. Staying hydrated, irrespective of the climate is just common sense. Invest in a good travel water bottle with a secure cap.

Always drink bottled water preferably – even when brushing your teeth or ordering your cocktails without ice or water if you are concerned about diseases etc. Drinking lots of water regularly will help prevent dehydration. You will also however have to plan for frequent pit stops for washrooms and remember in some countries you have to pay to use them! In air, on flight, just remember that alcohol can be extremely dehydrating and may increase jet lag on a long flight! So that’s another good reason to drink lots of water.

35. Insurance coverage is essential. Not only travel, medical and cancellation insurance, but for valuables that will be accompanying you on the trip. These will be specified and additional coverage. It is still worth the small expense if weighed against loss or replacement cost without it should they get misplaced, forgotten or stolen. Insure your precious belongings and valuables before you leave home if you absolutely have to take them with you.

A great tip offered online at a travel website is to take along only what you are willing to lose. The rule of thumb and general agreement is still that it is much better to leave valuables at home.

36. ‘Cash’ only when you need to! Only cash traveler’s checks when you really need money. Take no risk of carrying too much cash with you for no real apparent reason. Avoid being stuck with too much local currency from a foreign destination that you will lose money on if converting. Use all your small coins before changing notes. They make great tips! Minimize ATM and credit card transactions as they both carry transactional and administration fees – they are convenient but expensive.

37. Guarding your identity, travel documentation and ensuring document accessibility is a travel priority. Proof of identity and citizenship is your most prized travel possession. It is advised that you make at least two copies of your important documents, including your credit cards and passport. Keep one with you at all times and deposit the other in a safe place or leave it with a friend or family member or the hotel’s safe. Have them handy and with you at all times. Never lose sight of your passport if you can help it and in case it is stolen, report it immediately as was stated earlier to avoid any difficulty, affecting your return home etc.

38. Budget for passport and visa costs. If you are planning a trip that requires a passport and or visa, check its expiration date. Be sure the passport is valid for the entire trip and that you have all the necessary entry-requirement documentation for your destination. There is lots of information on the web on what you need where. Check with embassies and foreign offices in your own country and overseas to get the most accurate information. Verify this with a travel professional or travel agent prior to booking and departure. Remember to include this as a category on your budget worksheet.

39. Plan and budget for the un-expected and incidentals. Whether it is as simple as a practical collapsible type umbrella and poncho or a buffer-fund for in case there is a delay, extended stay or other factors where you will incur additional cost. Weather for example, is unpredictable and can ruin a travel experience if you let it. Again, the key to saving money, avoiding expense, caring for details and being a smart traveler will be organization, planning and fiscal preparedness and resourceful fiscal discipline.

40. Maximize the packing space you have in your luggage. While packing and making your checklist, put small items such as spare glasses, dress accessories, socks and other small items inside your shoes. Shoes are usually rigid and can protect items that might otherwise be broken. You will need every inch of your suitcases upon your return to avoid the battle of the ‘bulging’ suitcase that will not close until you go sit on it and struggle with the clasp until it finally closes!

41. Confirm the checkout time to avoid being billed for late checkout. Most hotels post a departure time when guests must vacate their rooms and advising the front desk immediately if there is a problem with this is prudent. Late checkouts are often permitted if approved by the hotel management in advance. Another way to ensure you get what you paid for is, when you are booking and or checking into a hotel, to request approval for late arrival/departure just as a precaution.

42. Save money on traveler’s checks: Avoid paying a hefty or any service fee to purchase your travelers' checks. Some automobile clubs and banks offer them free to members and preferred customers. It is definitely worth your while and travel budget to check this out, before obtaining your checks.

43. Minor emergency tools and practical items in a handy spot in your luggage can prove to be a life and money-saver. A quick stop into the dollar store or local retailer before you leave home for a do-it-yourself kit that contains various small items like rubber bands, small tube of instant glue, paper clips, masking tape, Velcro, tissue-paper, sewing kit et al. could save you embarrassment, time and money! It is wise to toss something like this into your luggage. They take up limited space (will even fit in a shoe, as mentioned earlier), and can come in handy in solving minor emergencies.

44. Sometimes a travel agent, or travel consultant, will charge a booking and administration fee to handle your trip and reservation. This leads to the misconception that they are always expensive and overpriced, always costing more and higher priced. This simply is not the case.

Sometimes the opposite can be true. They are indeed also able to provide you with considerable information regarding special offers, limited time package deals and seat sales, as well as significantly reduced and special rates. They also offer advice and information about destination travel, travel advisories, entry requirements and travel documentation needs and costs. Upon request, they will also spend the time to find you the cheapest and discounted options in the marketplace. This is worthwhile considering if you want to maximize your travel dollar and have a dream destination or exotic vacation to remember.

45. Another word to the wise when packing your luggage: All things fluid and liquids in plastic bottles or containers should be placed in sealable plastic bags that will not leak. It is always wise to place the bottle into a well-sealed plastic bag as well. Wrapping a bottle in a towel or clothing will not protect it or keep it from leaking and staining your clothes. The damage could be permanent and lead to unnecessary cost for laundry services and or replacement for clothes you really did not need or want.

46. Avoid the duty-free lure and trap. Typically, all shops in airports and train stations are expensive. It is a myth that you save money! Actually, compare the next time you try to buy liquor or souvenirs against reputable quality department stores. You might find to your surprise that the prices are higher!

47. Staff and employees on location where you are staying are wonderful sources of information. Do not hesitate to strike up a conversation or ask questions. This offers you with yet another avenue to secure valuable travel information and local tips and perspective. Asking for instructions, directions, advise and help will often be met with an eagerness to serve. Staff enjoy being of assistance to their guests and meaningfully contribute in any way, shape or form, that they can.

Remember your thoughtfulness for the room attendance, valet and bellhop (if applicable) with appropriate tips and a little note if you so choose to show your appreciation. If they are still there on any repeat visit, they will be sure to remember you!

48. Be creative with meals and do not hesitate to improvise and eat like the locals. For example, a picnic or a quick bite to eat on the beach or in a park is one of the best ways to keep your food costs down and save your travel dollar for the evenings and dinners out

49. Be kind to your body, soul and mind! Get enough sleep to stay alert and make good decisions. Weigh every purchase, outing and cost twice. Avoid spending impulses and impulsive shopping. If you just arrived at your destination, take a quick rest if you can and allow your body to adjust for time changes to come and recharge your batteries before venturing out.

50. Take extreme care with keeping your personal documentation and possessions safe and under-eye. Avoid endless headaches, red tape, delays and costly replacement and administration fees. Not to mention traveling to the nearest police station, long distance telephone calls home and to embassies and dignitaries to advise them of the situation is it is lost or stolen! Never leave money, valuables, or your passport unattended. This is a strict rule, no exception - Not even to go to the beach! Secure them at all times.

51. Be brave and daring if you have or are traveling with someone with special needs. It should not be a factor that makes you hesitant to travel at all. Most, if not all holiday service providers, airlines, hotels, campgrounds and attractions are usually very well equipped and prepared to accommodate unique requirements that could make your travel endeavor extremely memorable and pleasant.

Very seldom are there additional or hefty surcharges for special cabs and personalized service, assistance and specific needs and requirements you might have or face. Just ensure that all details have been taken care of in advance and that all providers have been notified at the time of booking, confirmation and re-confirmed just prior to arrival. Find allies and friends in the front desk staff and managers that they can give you the specialized customer attention you need and deserve at anytime you might require or request it.

52. Local cuisine is a special treat. Ensure to budget for a couple of meals and outings where this is a priority! If you budget for it specifically, you will not feel cheated into eating fast food or salads, for fear of over-spending or running out of travel dollars. Hotel restaurants are convenient, but more expensive typically.

53. Personal freedom and safety also deserves a word to the travel wise. If traveling in a group, you can venture out on your own. If you chose to do so, just always ensure that everyone knows where you are going, when you plan to return and do not miss-scheduled group-activities. Even if you are traveling by yourself, take steps to ensure your own personal safety and check that the areas and attractions you have chosen are safe and tourist-friendly, easily accessible and affordable and tell at least one other person where you are staying, where you are headed and what your plans are.

54. A good way to rehearse for your trip is to look at your own area or hometown as a destination as opposed to where you live and work. Ask yourself where you would go, what you would do and see. Also think about how you would get around ... all on a budget of course! This will not only not cost you money, but also get you into cost cutting and travel mode fairly quickly. There truly is nothing like lessons learnt and experience.

55. Start the day off right. One travel site advises that you might want to consider packing a "wake up kit". They typically can contain items like a travel mug, spoon, instant coffee or tea, sweetener, dry creamer, and a plug-in immersion heater. It is a great way to start the day and you will save on the morning cupper or evening tea. Very important detail if every penny and travel dollar counts.

56. Be resourceful and curious. Know as much as you can about your destination and prepare as well as you can, even for the unexpected. Read any and all literature you can find on what you should know before departing, such as facts, warnings, advisories, entry requirements, crime statistics, demographics, local economy, attractions and special events for your dream destination.

Again, it is worth mentioning, that investing time, effort and yes, even money, if that is what it takes to get quality information that will save you money in the long run, will pay off! It is like a guaranteed investment in you and your travel dollar, pocketbook and budget.

57. Medications and prescriptions.   If you have to travel with medicine, it is wise to carry it in the bottle the prescription came in to avoid any confusion during custom inspections. Even a note from your doctor to state what it is and what condition it is used for could be helpful. A copy of your prescription and or even a refill prescription could be of value to you – especially on an extended trip.

58. Multi-media and technology are travel essentials these days. Recordings before, during and after can all be captured and enjoyed over and over. An added benefit is that they weight less and take up “no additional room”.

It helps you assemble memories, so buying and budgeting for extra rechargeable batteries, charger-kits, adapter plugs, cables, carry-bags, memory cards and/or recordable media might very well be the best investment you make on and for your trip. For the return on investment is HUGE! Upon your return, it is always exciting to re-live key and precious, shared moments.

You could hear and view a tour guide, entertainers, or musicians enjoyed during your journey. Avoid buying and taking heavy travel guides with you (make copies of pages of interest). At your destination, there will always also be myriads of local sources at your disposal that offers a unique perspective, current pricing and information that might be outdated in even the most recent travel guides or magazines.

59. When budgeting for any type of travel, package deal, or even your family vacation, find out about all costs associated with your trip. Confirm with the agent, location or provider you have chosen or listed on the flashy brochure or website you just visited. Read the fine print and avoid any surprises.
Ask about alternatives, package deals, discounts, coupons and special offers – if you do not ask, you will never know. And also, no one is going to necessarily “advertise” a cheaper price or offer you the lowest, cheapest fare right away. There is always room for negotiation and or innovative ways to cut costs and still have a memorable trip to an exotic destination.

60. Another money strategy includes having a personal check or two with you. They are not accepted any and everywhere, BUT where they are, they are cheaper than credit card transactions.

61. Giving tips are considered common courtesy and customary most places in the world. BUT as an expenditure category, it can add up quickly and substantially! If ever in doubt whether it is appropriate to give a tip, ASK! Ensure you set aside enough of an incidental budget to cover these and other daily expenditures covering the duration of your trip.

62. A minimum investment for maximum payback! Something as simple as clearly marking and tagging your luggage, can be the difference between no additional money spent and or possessions lost or misplaced, for lost ‘indefinitely’ or mishandled luggage seemingly nowhere to be found.

This makes it more traceable and easy to spot. Clearly, it is a worthwhile investment to buy a sharpie or permanent marker and some quality luggage tags. If your budget does not allow for this, consider using the airline or provider tags at your departure location. Never travel with an unmarked bag that does not carry your name and information on it. This ensures traceability and do not even hesitate to put some identifying characteristic element on it, like a colorful ribbon, sticker or other identifier that will make it stand out.

63. Carry-on luggage is a stopgap solution for inevitabilities and a safe haven for valuables. See it as your all-in-one solution to anything that can be thrown at you. Remember not to pack any dangerous or forbidden items in your on-flight baggage. It is a good idea to take a change of clothes in your on-flight bag for every person in your travel party.

64. As mentioned earlier rechargeable batteries and a charger kit are not bad ideas to avoid bulk and additional cost of replacing it or worse not being able to take the footage or pictures you want, because the power has run low or out. These priceless memories and their enablers need to be budgeted for as well by the money-wise traveler, taking care of even the littlest of details to ensure a memorable trip.

65. When we travel, we tend not to think too much about nutrition and good diet. The last thing you want to do is spend more money upon your return on a personal trainer or weight management program to battle the holiday bulge and extra vacation pounds you have gained.

Ensure a healthy, balanced eating style, habit and choices, with the occasional indulgence and treat as opposed to throwing all caution into the wind and making it all about the food. There are so many other activities to partake in, do not let boredom drive you to the only thing most people end up doing on vacation – eating and then way too much usually.

66. Arrange for house sitters and emergency contact numbers and information at home, while you are away. To save on costs for home security, burst pipes, fire and other emergencies or burglaries, ask a neighbor or close trusted friend to keep a watchful eye on your behalf and drop in from time to time to water plants, shovel driveways and collect mail, junk mail and newspapers. Reward them with a special and thoughtful memento or dinner invite or both (depending on your budget) upon your return. Leave your itinerary with your friends, relatives, neighbors, or co-workers. They may need to contact you. Smart travelers start at home!

67. Arm yourself with personal information. Having all your bank contact telephone numbers written down on a piece of paper, packed in your luggage and somewhere else on your person or in the hotel safe in an envelope with your other valuables you want under lock and key is the best way to protect your financial interest. Finding out in advance who to call in case your checks or credit cards are lost or stolen  is very important and will save you time and money and minimize the impact of any theft and or aftermath of lost, misplaced or stolen cards, wallets and travelers checks.

68. Keeping valuables safe and have peace of mind at the same time. Hotel safes or security boxes or even in-room/wall-mounted, combination locks and safes are options for storing your possessions that your treasure and value.

69. Always layer and/or take a sweater or multi-purpose jacket with you, wherever you go. It can get cool pretty fast and a tourist location is not the place to have to buy this item. They will be priced a little higher obviously and you would probably spend too much without a second thought just because you need one! Not a good decision for your travel budget necessarily – especially if it is an unbudgeted item. That is where the checklist comes in handy when packing your suitcase in the first place.   Planes can also be very cool spaces, so ask for a blanket and pillow when you sit down in your seat.

70. A good piece of advice around dealing with vacation shopping, declarations, receipts and customs officials: Having it all in one-place speeds up the process. If shopping is part of your travel endeavor and enjoyment on your trip, pack a flat fabric bag in the bottom of your suitcase.

When returning from your trip place all the purchased items in this bag. Everything is accessible and saves you time and money! If not, at the very least, you have made one official’s life a little easier today and your reward will be a smile, stamp and a nod!

71. Personal identification tags or information for all travelers, especially young kids! It does not hurt to keep a list of credit card numbers, telephone numbers, and driver license information in a convenient location such as a purse or wallet. You never know when you might need it to either prove your identity, for a major purchase or car rental, in emergencies and numerous other reasons. A resourceful traveler is always prepared for anything!

72. Dental care kits. Most people think of a toothbrush and toothpaste, maybe even floss and mouthwash. But did you ever stop to think of taking an ‘emergency dental kit” when you travel?

Some items in this customized, personalized dental kit could include: aspirin or aspirin substitute, small container of hydrogen peroxide and water, dental floss, a dental mirror, and gauze. If you do have a medical or dental emergency, get and ask for references and discuss costs and coverage in full with your chosen or available provider.

73. A unique suggestion for the budget-wise traveler is to keep a spending log as you go about your shopping endeavors. List all of your purchases. Include what you paid in foreign currency and the equivalent in U.S. dollars. No time wasted calculating customs duties and fees. The added bonus is everything is at your fingertips when the time comes to do the next travel budget! You will be one-step ahead this time round and even better prepared.

74. Pre-paid phone cards are a great idea for gifts for travelers. They are a good alternative to long distance from your hotel-room, cabin or any-place else on location where you find yourself vacationing. Today people also choose to use cell phones and text-messages to stay in touch and remain connected. Both are good options to save money while traveling.

75. A budget-travel provider provides us with this quote: “Remember this advice for sightseers: Never stand when you can sit, never sit when you can lie down, and never pass up a chance to use the bathroom” Translated into our model, savor every opportunity, embrace every chance provided that does not cost you anything, embrace hospitality, gifts and extended generosity. A nickel and a dime here and there saves dollars in the end!

76. Secure and make change as soon as you can after arriving at your destination. This will avoid having to revert to your smaller denomination bills and tipping with a heavy hand and even heavier heart! This is a sure way not to deplete your incidental travel budget category.

77. Another nutritional tip to save some money: Do not skip meals in order to save money! It is mostly counter-productive as most possibly, you would need medication for headaches as your blood-sugar drops and overall it is not worthwhile jeopardizing the rest of your trip in this fashion.

It is in fact not economizing and SMART traveling at all skipping meals. Travel activity and sightseeing takes energy. Fuel your human engine. Fresh fruit and local produce offer good alternatives to fast food or hefty restaurant bills.

78. Special dietary requirements need special budgeting and attention to detail. Specifying this up-front is crucial to avoid any surcharges and or additional cost for special meals. For most travel providers it is no problem. Shopping at a local grocer, market or deli are all ways to stretch that “meal” ticket and travel dollar just a little further. If you are in a self-contained unit with its own kitchen and fridge, you can cut your costs even further by buying some essentials and snacks, small meals in-room will cut down meal and entertainment expenses tremendously.

79. Be SMART and check all details of tourist locations and attractions, pricing and more before departing to the location or event. Always check the admission and operating hours. It is very disappointing to find things closed when you expect them to be open. Remember to check on special holidays as well. Do not spend or waste the money on the ground-transportation to get your all the way there and back – only to be deeply disappointed!

80. Mostly people say time is money! Generally, true, indulge a bit in this category and give yourself some free or spare time for visiting a fascinating place, a special shop, or a hidden off-the-beaten path so to speak item, place or activity you really do not want to or cannot miss! Do not over-extend or over-schedule yourself. There are only 24 hours in a day after all!

81. Multi-tools and pocketknives have always been useful and advisable. In a climate of the threat of terrorism however, it is definitely preferable not to carry it in your backpack or cabin-luggage. It needs to be packed in your checked luggage if you choose to take them at all. Alternatively, if you are flying and still think you might have a need for one – ask the concierge where you can buy one cheaply for camping, trekking, or other adventure travel.

82. Travel-custom accessories like a collapsible cup are worth a lot. For those times and every moment when you need some water from a fountain, faucet or hose to re-hydrate! This is an inexpensive item to invest in that will not break the budget one bit and save you money in the process and is light to pack. This is a must-have for any would-be traveler – especially those traveling with young kids.

83. Free-style cruising has become a popular choice for those who prefer a truly leisure-style vacation. It is highly open and leaves tourists with the final option and decision on what and when they want to participate in. This is your trip, so just remember that any of the offshore excursions normally have to be paid for separately. In some cases, any drinks and alcohol is additional too. Family cruises and all-inclusive options also offer good alternatives for most budgets.

84. Back-up plans for ‘energy-sources’ for your technology devices. It was suggested earlier that you take rechargeable batteries and a charge kit with you. It could also be prudent perhaps, to carry a spare set of batteries for your camera, radio, camcorder and other multi-media devices. Batteries are not always available overseas and often cost considerably more.

85. Do not overburden yourself with an overwhelming schedule that will leave you feeling like you need the vacation when you arrive back home from your trip. Maximizing and optimizing your budget and trip does not mean doing everything thinkable, imaginable and under the sun, that you can afford and fit in! You are doing a disservice to the purpose, goal and process that is savvy traveling!

A travel regular advises online that you should not feel that you have to do everything to get your money's worth. There is not a thing wrong with relaxing and taking a breather along the way.

86. Carrying identification and hotel or resort location information and telephone number on your person is advisable. The easiest way is to simply ask the front-desk attendant for a business card when you check in. This again will save you time and money. It comes in extremely handy should you ever get lost and need to find your way or for taxi drivers. Might even save a buck or two!

87. Budget categories often overlook include gifts for others. If you are purchasing souvenirs and mementos for friends, leave some money in a discretionary or personal allowance category. If running low on capital a personalized post-card mailed from the location is always seen as thoughtful and valued because others feel flattered that you took the time to think about them and buy, write and sent it.

Does your budget allow gifts? Then do make a list prior to your departure with all you want to purchase gifts for and the amount you want to or can spend. Check the names off as you make your purchases. Avoid utilizing your credit card as we tend to over-spend and over-extend ourselves, just by default almost of not having to pay for it then and there with ready cash.

88. There are lots of frequently asked questions online at travel provider websites that can give good tips and answers to some of the situations, ,questions and issues that you might have that we have not specifically addressed here.

89. Utilize and optimize local knowledge, customs and hospitality. Learn, accept and appreciate the customs of the country you are visiting. Go with the flow and enjoy the culture, music, food and kindness of the area and its people! Sometimes you will be surprised that it does not even cost you a cent to have a good time and share with others.

90. Instant Polaroid cameras and disposables are getting smaller and smaller. Invest in a couple for those off-the-beaten track moments or people who want a snapshot of themselves. Share moments and memories inexpensively while making good friends along the way! Nothing can be better (and cheaper) than that.

91. Do not sweat the small stuff. If you cannot afford tipping near the end of your trip due to a drained budget, do not worry about tipping! A heartfelt thank you or honest explanation, smile and kindness, even a hand with the luggage is sometimes enough for people to know you care and appreciate their effort, gesture and service.

92. An inexpensive, fold-up raincoat or poncho can be a life and money-saver. Always have either that or the collapsible umbrella mentioned earlier with you. Being prepared for the occasional downpour is better than being soaked and getting sick in the process.

93. A staple essential is tissue and toilet paper in your shoulder bag. Some suggest toilet seat covers as well. Hygiene will go long way to protect you from disease and illness. Something you definitely do not need while on vacation is getting sick or infected! Hand sanitizer and wipes are other small travel essential you can consider for your pockets or travel bag when you are out and about your dream destination, taking in the sights.

94. Be SMART and informed about public holidays, special events, concerts and attractions in the countries and areas you plan to be visiting. By doing your homework early and coming up with budgetary categories and discretionary funds for entertainment and special events helps you with priorities, plan itineraries, save and execute a memorable and unforgettable trip.

95. Seating arrangements on the plane can be done in advance or at time of booking even. Ensure you get what is comfortable for you, verify upon check-in, and boarding that you have what you need, requested and paid for. Who knows, you might just score and upgrade if seats are available.

This is also important for parents traveling with infants, special needs and pregnant passengers and travelers alike. Save money, avoid additional costs, ensure detail and be SMART when you book your flights, early or late, with specific seating requirements or without stating preference. It is all up to you to personalize, customize, plan and budget for your perfect vacation!

96. Utilize local resources and access their expertise knowledge in order to cut down on costs. Get information and coupons for special attractions, family passes and two-for-one offers, free coupon booklets or special discounted offers and tickets you might not be able to find anywhere else. They also send material and guides in advance that can help you plan, budget, compare and decide when, where, how and why, soon, sooner, soonest!

97. Another money-saver is a travel accessory often overlooked: a lightweight plastic flask can also be filled with water, fruit juice, or whatever you prefer is a good budgeting trick. Carry it in your shoulder bag and again resist the urge to splurge! Even if it is just on a coffee, bottled beverage or alcoholic beverage to quench your thirst!

98. Budget for inexpensive but thoughtful regional gifts for friends at home or newly made friends abroad alike. Packaged flower seeds are a good option

99. Always verify your luggage allowances and flight details. Valued advice from another frequent traveler serves us well here to stretch our dollar: ‘Without exception, always check in advance on the amount of luggage you may take. Planes, trains and motor coaches, all have regulations regarding amount and size of luggage. It is considered courtesy to stick to their requirements and can save you a lot of embarrassment, added expense, aggravation, and trouble.’

100. Another final, last minute check: as mentioned earlier, it is advisable to check every detail and aspect of your luggage. This will include the handles, wheels and zippers on every suitcase and bag before leaving on your trip. Be sure and budget for the worst-case scenario that you have to replace your luggage and suitcase. If it ends up not being necessary, you have a little bit of extra cash to treat yourself and some discretionary budget spending!

101. People often say the only thing you really need to travel is money and a sense of humor. We hope that this guide provided you useful insights on both. There is a lot of truth on both sides of this spectrum.

A final word

Remember that having a plan, budget, positive outlook, patience and understanding, flexibility, and a little human kindness goes a long way as you globetrot your way through this wonderful world. We trust that these 101 tips and general discussion and suggestions serve you well.  We wish you all the best on your travel endeavors as you work your way down your checklist of dream destinations. Discover and visit corners of the earth you never thought possible before, on more than just a wing and a prayer!

Bon Voyage!!

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